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Privacy Policy

Spenz ("Spenz") is a leading provider of budget tracking software for mobile phone customers and other related mobile phone applications and products, headquartered in Ontario, Canada.

As an information recipient,  Spenz is committed to protecting any personal information we collect. To this end, we have prepared this Privacy Policy to communicate our ongoing commitment to ensuring personal information remains accurate, confidential and used only for identified purposes, regardless of how it is provided to us.

Spenz believes that having a relationship with our customers that is founded on trust is not merely the law but also good business. We believe in giving full disclosure about the kinds of information we gather and what we do with it. We are committed to ensuring that privacy of our customers and visitors is protected. We are responsible for the personal information we collect, use, maintain and disclose. To ensure this accountability, we have developed this Privacy Policy, and have provided training to our employees on how to properly implement our privacy policies and practices.

What is "Personal Information?"

The term "Personal Information" refers to any information that identifies an individual or by which an identity could be derived but does not include corporate or business contact information about an identifiable individual. Personal information also excludes aggregated information that is no longer related to a specific identifiable individual. Spenz reserves the right to use aggregated or anonymous information in any way it considers appropriate. This includes anonymous or aggregated information that we obtain from you as a visitor to our web site or information aggregated from inputs into our system or software applications.

Collected Personal Information

Spenz collects personal information from our customers and visitors for a variety of reasons. We may collect personal information in the furtherance of our contractual obligations. We may also collect information to assist you in the operation of the application, use of add-ons, or to make future product offerings to you.

In serving the needs of our visitors and customers, Spenz believes that it is important to have accurate and timely information. Therefore, we may collect information through our website, personal contact and through the use of our services. The kinds of personal information we will ask for may include your name, sex, age, e-mail address, phone number, address, type of business, spending habits, purchase history, stores visited, budgeting habits, and other related information as well as such other personal information as identified in this Privacy Policy. Sometimes we will ask for other personal information to fulfill the needs of the particular application or service agreement requested and authorized by our visitors and customers.

We also collect and store statistics and other information about the online activities of visitors to the Spenz web site or through the use of Spenz's services. These statistics do not contain individual identifying information and constitute aggregated or anonymous data only.

Customers may be invited to receive an email newsletter by providing an email address. Customer email addresses and any personal customer information will not be distributed or shared with third parties. Customers can opt out of being contacted by us, or receiving such information from us, at any time by sending an email to Spenz.

We may obtain data and information ("Data") about customers from other sources, including a government agency or registry, or other individuals or organizations that our customers have provided informed consent to contact. Spenz will not review, share, distribute, print, or reference any such Data except as provided in the agreement between us and our customer (the "Agreement"), or as may be required by law.  The agreement between Spenz and our business customer may provide for the disclosure of non-identifying information to identify and analyze data for business purposes such as buying habits of large groups of individuals. In no circumstance will the Personal Information of a specific end-user be transferred, sold, or shared with a third party without their express written consent. You may provide such consent by using our services and agreeing to the terms of use of our service offerings.

Individual records may at times be viewed or accessed for the purpose of resolving a problem, support issue, or suspected violation of the Agreement, or as may be required by law. Of course, customers are responsible for maintaining the confidentiality and security of their user registrations and passwords.

Consent

Consent for the collection, use and/or disclosure of personal information may be obtained orally, electronically or in writing and may be expressly given or implied. In determining how we obtain consent, we will take into account the sensitivity or the personal information that we are collecting, using and/or disclosing.

We may use personal information to provide products or services, including for billing and credit purposes.  Other uses of personal information may include the detection of fraud, security or technical issues, and to protect against imminent harm to the rights, property, or safety of Spenz, or the public as permitted or required by law. We will not send any further material to anyone that informs us that they no longer wish to receive information about our services or about new developments.

Disclosure of Personal Information

Under certain circumstances, we may disclose personal information when we are required by law to do so or when we have consent for the disclosure. We also reserve the right to disclose personal information to third parties to help collect payment for any product purchase or service. Personal information may also be transferred to third-party services providers for administrative purposes (e.g. computer back-up service) and the third party is bound by an Agreement and our Privacy Policy. Public information may also be freely disclosed unless you have requested that it not be disseminated.

Additional Services

From time to time, we may contact you occasionally to inform you of new services we will be offering to Spenz users ("Additional Services").  By subscribing to these Additional Services, you consent to the following uses of your personal information:  a) we may share your personal information with those carefully selected business partners that we think may provide products or services of interest to you; b) we may pass your personal information to suppliers that process data on our behalf; and c) on occasion we may use and disclose data on a collective basis for marketing and research cases but will not in such cases provide individual customer data.

Security of Your Personal Information

We take all reasonable precautions to ensure that personal information is kept safe from loss, unauthorized access, modification, or disclosure. We operate on a secure data network protected by an industry standard firewall and password protected systems. Our security and privacy policies are periodically reviewed and enhanced, and only authorized individuals at Spenz have access to personal information unless we have consent for access by a third party through an agreement.

Spenz employs industry standard technological safeguards such as network security software and hardware firewalls to prevent hacking or unauthorized computer access. Personal Information is password protected on all of our internal networks and continuously monitored by full-time network security personnel. All employees and third parties, including licensed users of our software applications that have access to personal information collected by us, are required to sign a confidentiality agreement in relation to this Privacy Policy.

Links to Other Websites or Services

Our website contains links to other websites. Spenz is not responsible for the privacy practices or the content of such websites. Spenz is not responsible for third-party actions and disclosure of personal information by such third parties.

Retention of Your Personal Information

Spenz keeps personal information for as long as is reasonably necessary for us to complete the objectives set out at the time of collecting the information. When performing services we may retain personal information as long a reasonably necessary to fulfill our contractual obligations. We will retain personal information for as long as our Agreement with our customers require, or as may be required by law, whichever is longer.

Changes to this Privacy Policy

Since Spenz regularly reviews all of its policies and procedures, Spenz may change its Privacy Policy from time to time. All changes to this policy will be posted promptly.

Request for Access and Inquiries/Complaints

 If you have any questions please contact our privacy officer at: privacy@spenz.co




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